A valuation (in Dutch taxatie) is a formal report that establishes the market value of a property in the Netherlands. It is required for obtaining or refinancing a Dutch mortgage, settling an inheritance, dividing assets in a divorce, or formally appealing the WOZ value the municipality uses for property tax. As your English-speaking valuation broker we prepare these reports for properties in Almere and Lelystad in clear English so you can use the document with your bank, notary or tax advisor without translation issues.
Our office has been valuing homes in this region since 1988. We are full members of the NVM, our valuation reports are accepted by every major Dutch lender, and validated reports are certified by independent institutes such as NWWI, TaxateursUnie, TVI and Stenv.
When do you need a valuation report?
The most common reason for expats is a mortgage application. Dutch lenders require a recent validated valuation before approving the loan, including any application with NHG (the national mortgage guarantee). A valuation is also needed when refinancing an existing mortgage to a different lender or releasing equity. Beyond mortgages, you need a valuation report when settling an inheritance, dividing property in a divorce, or appealing the WOZ assessment your municipality uses for property tax. For private decisions, such as deciding whether to sell or how much equity you have, a non-validated report can also be useful as a formal record.
Validated and standard valuation reports
We offer two types of report. A standard valuation report is prepared by a certified broker and is suitable for personal use, divorce settlements where both parties accept our valuation, and inheritance situations where the notary does not require third-party validation. A validated valuation report goes through an extra independent check by a validation institute (NWWI, TaxateursUnie, TVI or Stenv), confirming that the report meets the requirements of the WEW guarantee fund. You will need a validated report for almost every financial institution, including the vast majority of mortgage applications.
Your mortgage advisor or notary usually knows which type you need. If you are unsure, send us the request from your lender or notary and we will confirm the right report to commission.
Pricing
All prices include VAT and are paid by direct debit after delivery of the report.
Standard valuation report: € 450 including VAT. Prepared by a certified broker, suitable for divorce, inheritance and personal use without external validation.
Validated valuation report: from € 499 including VAT. Prepared by a certified broker and validated by NWWI, TaxateursUnie, TVI or Stenv. Required for mortgage applications (with or without NHG), WOZ-value appeals, and most legal or financial procedures. The fee is slightly higher for apartments and for new-build properties because of the additional documentation required.
The process and timeline
We start with a brief intake by phone or e-mail to confirm the type of report you need and the purpose of the valuation. We then schedule a visit to the property, usually within a few working days. The visit takes about thirty to forty-five minutes, during which we measure rooms, photograph relevant details and assess the state of maintenance. After the visit we prepare and deliver the report within roughly one week for existing homes, and around two weeks for new-build projects where extra construction documents need to be reviewed.
For validated reports there is one additional step: the validation institute performs an independent check before signing off. This usually adds one or two working days. Once validated, the report is sent directly to you and, on your request, to your mortgage advisor, notary or lender.
Valuations for existing and new-build homes
We value both existing properties and new-build properties in Almere and Lelystad. New-build valuations involve reviewing the contractor's documents (technical specifications, drawings, sales contract), so we plan slightly more time. For an indicative value rather than a formal report, take a look at our get to know the value of your house page, which describes a less formal alternative.
Order a valuation
Need a valuation report for a property in Almere or Lelystad? Send us a message with the property address, the purpose of the valuation (mortgage, divorce, inheritance, etc.) and the deadline if you have one. Call us in Almere on +31 36 53 83 200 or in Lelystad on +31 320 33 10 72, or e-mail info@vanwestrhenen.nl. For a broader overview of our English-language real-estate services, see our expat broker page, or the dedicated buying a house with an expat broker page if you also need a buyer's agent.
